Rental Car Insurance Requirements In Florida
Have a valid driver s license. In florida a rental car company is only required to have 10 000 00 20 000 00 bodily injury liability limits which means those limits are the extent of the rental car company s liability in this state where the case is solely based on the negligence of the renter or other permissive user.
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Rental car insurance requirements in florida. Deposit required upon pickup. For example florida statutes say that if you re renting a car for less than a. In florida renters have 10 000 in secondary coverage through the rental company which means it only comes into play after their personal auto insurance has been exhausted.
What you need to know about insurance when renting a car in florida florida s theme parks stunning beaches and creative hot spots offer visitors the vacation of a lifetime. Why adhering to florida s car insurance requirements is important after an accident the parties involved must present proof of insurance to the responding authorities. Rental car insurance in florida is optional for those people who meet the circumstances listed above.
Use of toll roads. With a car rental in the sunshine state you can easily explore the delights of its coastal cities as well as travel inland to explore the semi tropical wetlands and parks. If your personal car insurance policy provides adequate coverage for rental cars.
Be able to provide an acceptable form of payment. Rental car insurance is required florida law requires that an individual renting a car acquire rental car insurance. If your policy or credit card company doesn t offer a rental car insurance rider you must obtain insurance through the rental car company.
Be sure to check your personal car insurance policy beforehand to see what your coverage provides for rentals to make sure you are getting all the protection you need. However there is no corresponding law that says that someone has to purchase additional insurance. Additional items to consider prior to picking up your rental car.
The situation gets complicated because different states have different requirements for auto insurance. Any car rental insurance requirements are in the state s laws which are readily available online. Meet the renting location s minimum age requirements.
If you fail to maintain active pip insurance and property damage liability insurance on your vehicle you will be charged with a nonmoving traffic infraction and have your license suspended. When you rent a car it can be difficult to know if you need damage waiver or insurance coverage. Florida requires car rental companies to carry insurance on their vehicle.
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