Do Car Insurance Companies Check Mileage Uk
All insurance companys on starting a policy will ask you your curent milage on your vehicle then ask you your anual milage if you at any time make a claim they will check your milage if you excede. After that you ll only get the minimum compulsory insurance as required by eu law.
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However you may be reporting your mileage in ways you never think of as connected to your insurance policy.
Do car insurance companies check mileage uk. Defaqto four star rated car insurance coverage. When sorting cover for it via a comparison website we inputted our annual mileage to be 8 000. When you take out a new car insurance policy make a note of the mileage on your car s.
Reporting your car s mileage on the face of things it seems that you re on the honour system about reporting mileage to your insurer. You get the exact same cover as you do in the uk while you re abroad in any european union country as well as iceland liechtenstein norway and switzerland for up to 90 days in any one 12 month period. Check your car s service record.
Check your annual mot certificate which will show the miles you drove the year before so you can estimate mileage for the coming year. If you said you were going to do an annual mileage of up to 5 000 when you started your car insurance policy but find you re travelling a lot further than expected you need to let us know immediately. Your car insurance company may have a surprising way to spy on your odometer.
Mileage is noted in your logbook every time your car has its annual service. When you take out a new car insurance policy make a note of the mileage on your car s dashboard so you can look back and see how many miles you ve driven when your policy s up for renewal. Mileage of your car and number of previous owners tend to make no difference on your quote as it has no bearing of the performance and if well looked after no bearing on the car s desireability you could argue that value goes down with mileage but you give the insurer an estimated value anyway so it becomes purely academic some insurers might just ask to check certain things you say.
Earlier this month ryan hurst tweeted a letter a friend had received from state farm informing his friend that it was revoking his plan s low annual mileage rating because he d driven too many miles. Underestimating your annual mileage could invalidate your insurance in the event of a claim. Check your car s service record.
You change your annual mileage. In january my husband and i received our brand new car. Mileage is noted in your logbook every time your car has its annual service.
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